Direct Capital for Real Estate Investors. Funded in 5 to 7 Days.
Terrasight Network is your direct balance-sheet lender for DSCR Rentals, Fix & Flip, Bridge, and Construction Loans. Up to 90% LTV / 93% LTC.
Underwrite your deal in real-time.
Model DSCR ratios and Fix & Flip returns using the same tier pricing our underwriting desk uses to issue term sheets.
Eight programs. One direct lender.
Every program is funded directly from Terrasight balance-sheet capital — no brokered spread, no third-party underwriting delays.
DSCR Rental Loans
DSCR — Long-Term Rental
- Up to 80% LTV
- Market / ARM Rates
- $100K – $3M Loan Range
- 30-Year Max Term
- FRM or IO ARM
- SFR, PUD, 2–4 Unit, Condo, Townhome
Qualify on property cash flow and DSCR, not personal income.
Fix & Flip Loans
Fix & Flip — Light Renovation (<50% of AIV)
- Up to 90% LTV / 93% LTC
- Up to 75% ARV
- Rates starting at 8.25%+
- $100K – $7.5M Loan Range
- 12–18 Month Terms
- 1–4 Unit Residential, Multifamily
Rapid capital deployment for light cosmetic rehabs with fast draw processing.
Heavy Renovation Loans
Heavy Reno — >50% of AIV
- Up to 85% LTV / 90% LTC
- Up to 70% ARV
- Rates starting at 9.00%+
- $100K – $7.5M Loan Range
- 12–18 Month Terms
- 1–4 Unit Residential, Multifamily
Purpose-built for gut rehabs, structural work, and major value-add projects.
Bridge Loans
Bridge — Stabilized / No Renovation
- Up to 80% LTV
- Rates starting at 8.50%+
- $100K – $10M Loan Range
- 12–18 Month Terms
- Interest Only
- 1–4 Unit Residential, Multifamily
Direct balance-sheet agility when speed to close is critical.
Ground-Up Construction
GUC — Ground Up Construction
- Up to 80% LTV / 85% LTC
- Up to 70% ARV
- Rates starting at 9.25%+
- $100K – $5M Loan Range
- 12–18 Month Terms
- 1–4 Unit Residential, Multifamily
Fund new construction from dirt to certificate of occupancy with flexible draws.
Large Balance Loans
Large Balance — Multi / Industrial / Retail / Mixed-Use / SFR Dev
- Up to 75% LTV / 80% LTC
- SOFR + 350+
- $10M – $100M Loan Range
- Flexible Base Term · 2 yr + ext
- Interest Only
- SFR, Multifamily, Industrial, Retail, Mixed-Use
Senior capital for experienced sponsors executing large-scale real estate strategies.
Land Loans
Land — Residential or Hotel Development
- Up to 55% LTV
- Rates starting at 12%+
- 12–36 Month Terms
- Interest Only
- TBD Loan Range
- Land entitled for hotel or residential development
Acquisition and carry financing for entitled land ready for vertical development.
Mixed-Use Loans
Mixed Use — Commercial & Residential
- SOFR + 650+
- Interest Only
- TBD Loan Range
- Flexible Terms
- Mixed-Use properties
- Custom structured solutions
Tailored financing for mixed-use commercial and residential properties.
Real deals. Real capital deployed.
SFR Bridge — Purchase
Condo Cash-Out Refinance
SFR Fix & Flip
Mixed-Use Acquisition
SFR In-House Bridge
Terrasight vs. brokers & banks.
Compare where the capital actually comes from, and how fast it moves.